A SIMPLE GUIDE
For New Bikers (New b's)
Whether you’re looking for pure performance or it’s just a case of convenience, there’s a motorbike to suit your every need. But if you’re new to the road, or a biking beginner, there’s a couple of things to consider before you set off. That’s why we’ve put together this handy guide to getting new bikers on the go…
Some Simple Steps to get Started
You might come from a family of bikers, or you might just be looking for a cost-effective commute, either way there’s a few things you’ll need to tackle before you take to the rider’s seat. The type of bike you want to ride will affect the licence you’ll require and the insurance price you’re offered so it’s worth taking some time to consider your options. Our helpful guide below shows you the 4 simple steps to getting on the road.
1 Getting your licence
The most important step in getting on the road is making sure you’ve got the right licence. There are two types of licence and several types of licence categories so it’s worth taking some time to check which you’ll need to ride the bike you want. You’ll also have to make sure you meet the minimum age limit for some licences. The most basic licence (AM) allows you to ride Mopeds (with speed range of 25km/h to 45 km/h), Small 3-wheelers (up to 50cc) and Light quadricycles (with a top speed of 45 km/h). You’ll need to complete your CBT, theory test and practical test to acquire this licence.
2 Choosing your first bike
Choosing your first bike can be an exciting time. If you’re getting on the road for the first time, you might be feeling a pretty big sense of achievement as independence looms large. But with so many bikes on the market it can sometimes be a bit of a daunting task trying to find one that’s right for you. Are you looking for a little run-around or something pumped up for performance? Are you looking for something that will store your shopping or something more streamlined?
The most popular motorbike, as quoted for on our site, is the Honda Cbf 125. Driven in its popularity by the fact it’s small, reliable and cost-efficient, this particular model would be a good bet for a new biker- particularly those that are looking to cut their commute or do any inner-city riding. The average price to insure a Cbf 125 is £280.59 which isn’t the cheapest on our list but is none the less still fairly affordable.
If you’re looking to get a little more for your money, you could start out with the some of the smaller motorbike models on the market. Our research shows that the cheapest motorbike to insure is the Yamaha Xv 1100. An older model with plenty of character, this cruiser is good for the more social biker. For those looking for something simple and straightforward, the Triumph Trident 900 Sprint might be more appropriate, and at just £84.22 a year to insure on average, it’s also one of the cheapest.
Choose your Insurance
Just like car insurance, there are 3 different types of insurance for motorbikes that all offer different levels cover. Don’t assume third party is the cheapest option either, make sure you compare your options and find the cover that’s right for you.
Third party only
Third party only does what it says on the tin- it covers third party only. This means that if you cause an accident, any other vehicle or passenger can claim against your insurance but you and your bike can’t.
Third party fire and theft
Much like third party only, this level of cover protects other parties but won’t cover you. It will, however, cover your bike if it gets stolen or is damaged through fire.
Comprehensive cover will cover you, your bike, your passengers and any third parties that are involved in an accident. This level of cover will offer you more protection than the other options and may not necessarily be any more expensive.